Professor Tony Chapman and Professor Peter Wells
P
rofessor Tony Chapman, St Chad’s College and Professor Peter Wells, Sheffield Hallam University have been commissioned by Charity Bank and Northern Rock Foundation to undertake a study in Cumbria on the interest charities and social enterprises have in borrowing money.
The purpose of loans may include mortgages, investment in upgrading property, buying equipment, or for working capital. Professor Chapman is undertaking a quantitative study in Cumbria which will produce comparable data for charities in North East England and Yorkshire.
Statistics will be produced on the size of the marketplace for loans in Cumbria for different purposes, and the characteristics of organisations which may be prepared to take loans. Professor Wells will do interviews with key stakeholders across the county to find out what the incentives and barriers may be for borrowing money by charities.
The quantitative study report was published in January 2015 and is available to download: Assessment_willingness-Third_Sector
An academic article on this project, which drew on more recent data from Third Sector Trends has also been published:
Chapman, T. (2017) ‘The propensity of third sector organisations to borrow money in the UK’, Policy Studies, 38(2), 185-204.


Professor Tony Chapman
ation so that comparable data could be produced. Additionally, analysis from an earlier Third Sector Trends study by Professor John Mohan of Southampton University and David Kane from NCVO was extended to bring statistics up to date.
Northumberland County Council is developing its strategy to support Third Sector organisations over the next three years. As a part of a major consultation process, Professor Tony Chapman was invited to undertake a series of 18 confidential in-depth interviews with key stakeholders in the sector in November 2013. The research follows an earlier commission to make recommendations for the development of infrastructure support in the County in 2010.
Policy & Practice has been co-funded by Cabinet Office and O2/Teléfonica Foundation, via the National Youth Agency to undertake an evaluation of the Government’s Social Action Fund in four English regions. The project, which runs for 18 months, compares the experiences of young people who have recently graduated from the National Citizen Service with other young people who join the programme.

